Effective Date: 23-4-2025

At Initial Kapital, we are committed to safeguarding your personal information. This Privacy Policy outlines how we collect, use, and protect your data when you interact with our website and services.

1. Information We Collect

We may collect the following types of information:

• Personal Identification Information: Name, email address, phone number, and mailing address.

• Financial Information: Bank account details, credit history, and other financial data necessary for loan processing.

• Technical Data: IP address, browser type, operating system, and browsing behavior on our website.

• Cookies and Tracking Technologies: To enhance user experience and analyze website traffic.​kapitalwise.com

2. How We Use Your Information

Your information is used to:

• Process loan applications and provide financial services.

• Communicate with you regarding your inquiries or applications.

• Improve our website and services based on user behavior and feedback.

• Comply with legal obligations and prevent fraudulent activities.​First Capital Business Finance+1iCapital+1residentialfirstcapital.com

3. Sharing Your Information

We do not sell or rent your personal information. However, we may share your data with:

• Service Providers: Third-party vendors assisting in our operations, under strict confidentiality agreements.

• Legal Authorities: When required by law or to protect our rights and safety.

• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.​First Capital Business Finance

4. Data Security

We implement robust security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, please note that no method of transmission over the Internet is entirely secure.

5. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal data we hold about you.

• Request corrections or deletions of your data.

• Object to or restrict certain data processing activities.

• Withdraw consent for data processing, where applicable.​firstcap.realty+2kapitalconsulting.com.au+2First Capital Business Finance+2iCapital+9kapital.inc+9residentialfirstcapital.com+9

To exercise these rights, please contact us at info@initialkapital.com.

6. Cookies and Tracking Technologies

Our website uses cookies to:

• Remember your preferences and enhance user experience.

• Analyze site traffic and user behavior.

• Provide targeted advertising based on your interests.​

You can manage your cookie preferences through your browser settings.

7. Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices of these sites and encourage you to review their privacy policies.

8. Children’s Privacy

We do not knowingly collect personal information from individuals under the age of 13. If we become aware of such data, we will take steps to delete it promptly.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy regularly.

10. Contact Us

For any questions or concerns regarding this Privacy Policy, please contact us at:

Initial Kapital
Email: info@initialkapital.com
Phone: +1 877-409-9672
Website: www.initialkapital.com